Our Services
How Can We Help You?
Guidance. Solutions. Success.
Welcome to our mortgage financing services in Nova Scotia and New Brunswick. As licensed mortgage brokers with extensive experience, we offer personalized solutions tailored to your unique needs. Whether you are a first-time homebuyer, a seasoned real estate investor, or looking to refinance existing properties, we streamline the mortgage process to ensure you secure the best possible rates and terms. Partner with us to navigate the complexities of mortgage financing with confidence.
01.
Mortgage Renewal
We recognize that buying a home is a major decision, and our goal is to simplify the home financing process for you. It’s crucial to understand various government initiatives that support first-time homebuyers, such as the option to purchase a home with as little as a 5% down payment and eligibility for the First-Time Home Buyer Tax Credit. Furthermore, qualified buyers can potentially lower their monthly mortgage payments through the First-Time Home Buyer Incentive, which offers a shared equity mortgage with the Government of Canada. Nova Scotians can also explore specific programs like the interest-free down payment loan for first-time homebuyers, subject to certain conditions. Contact us today to find out if you qualify and how we can assist you.
02.
Investment Property
Considering purchasing a multiplex property to enter the rental market? It’s a strategic move for income diversification, akin to starting a business. Begin by calculating your return on investment: subtract operating expenses from rental income, then divide by your down payment. This percentage should ideally exceed your mortgage rate for a profitable venture. Factor in risks associated with fluctuating rental income and tenant management complexities. Mortgage Intelligence brokers offer tailored guidance to help you navigate these challenges and optimize your investment strategy effectively
03.
Refinance
We understand that refinancing your property is a significant decision, and our aim is to simplify the process for you. It’s important to explore government programs that may assist homeowners, such as options to refinance with competitive rates and terms. Additionally, refinancing can provide opportunities to access equity for home improvements or debt consolidation. Our team can guide you through the refinancing process, ensuring you understand all your options and helping you make informed decisions that align with your financial goals. Contact us today to learn more about how we can support your refinancing needs.
04.
Commercial Mortgage
If purchasing a property for your business is on your radar, rely on our expertise in helping small business owners secure financing for commercial real estate. We specialize in tailoring financing options that meet your unique business needs, ensuring you find the perfect fit. Whether you’re expanding your operations, upgrading your facilities, or investing in commercial property, we’re committed to navigating you towards optimal financial solutions. Trust us to assist in realizing your business’s real estate goals with expert guidance and personalized support.
05.
Home Purchase
Considering purchasing a home? We specialize in guiding homebuyers through the financing process, ensuring you find the right mortgage solution to match your needs. Whether you’re a first-time buyer or looking to upgrade, our team is equipped to navigate the complexities of home financing. Count on us to provide personalized advice and support, helping you achieve your homeownership dreams with confidence. Let us simplify the journey to owning your new home by finding the ideal mortgage option tailored to your financial situation and goals.
06.
First time home buyer
Buying your first home is a major decision, and at Mortgage Intelligence, we’re here to support you every step of the way. Our team helps you understand how much you qualify for and secures a mortgage pre-approval at today’s competitive rates. We guide you through down-payment options tailored specifically for first-time buyers, starting at just 5%. With access to a vast network of over 60 lenders, we streamline the process by identifying the mortgage that best suits your unique needs, offering optimal features and rates. Count on us to simplify your home buying journey and ensure you make informed decisions with confidence.
07.
Bad credit Mortgage
At Mortgage Intelligence, we recognize the importance of your credit history in the mortgage approval process. It’s a key factor that indicates how you’ll manage your mortgage and finances in the future. Our team guides you through understanding your credit score, which considers factors like payment history and debt levels. With scores above 660, you can typically access lower rates and easier loan approvals. For those with lower scores, we offer solutions tailored to improve credit over time, ensuring you have options to achieve your homeownership goals. Contact us today for a free consultation and discover how we can help you navigate the mortgage process effectively.
08.
Debt consolidation mortgage
We specialize in debt consolidation mortgages to help you manage your finances more effectively. Consolidating your debts into a single mortgage can simplify your payments and potentially lower your overall interest costs. Our team works with you to find the right solution that fits your financial goals, whether it’s reducing monthly payments or paying off debts faster. With access to a variety of lenders and mortgage options, we’re committed to helping you achieve financial freedom. Contact us today to explore how a debt consolidation mortgage can benefit you.
09.
New to Canada home purchase
As newcomers to Canada, purchasing your first home is a significant milestone, and our dedicated team is here to support you every step of the way. We specialize in tailored solutions designed specifically for new-to-Canada home financing, ensuring a seamless and personalized experience for you.
Our mortgage products cater to new Canadians holding work permits or study permits, providing options that suit your unique circumstances.
*Please note, there are specific restrictions for non-residents seeking to purchase a home in Canada. You can review eligibility criteria on the Government of Canada website here, or contact us today to check your eligibility and explore how we can assist you.
10.
Self employed mortgage
Navigating mortgages as a self-employed individual can be complex, but we specialize in tailored solutions to meet your unique needs. We understand the challenges you face and offer specialized mortgage products designed specifically for self-employed individuals. Our team works to simplify the process, helping you secure the financing you need with competitive rates and terms that fit your business and financial goals. Whether you’re a freelancer, contractor, or business owner, we’re here to support you in achieving your homeownership dreams. Contact us today to explore your options and start the journey towards owning your home.
11.
Home builders mortgage
Securing a mortgage as a home builder is essential for financing new construction projects, and we specialize in providing tailored solutions to meet your specific needs. We understand the intricacies of home building and offer specialized mortgage products designed specifically for builders. Our team works to streamline the process, offering competitive rates and flexible terms that align with your project timelines and financial goals. Whether you’re constructing single homes or developing multi-unit projects, we’re committed to supporting your vision with expert guidance and financing solutions. Contact us today to discuss how we can help you secure the right mortgage for your building projects.
12.
Home Financing for DND Employees
Securing home financing can be uniquely beneficial for DND (Department of National Defence) employees, and we specialize in providing tailored solutions to meet their specific needs. Understanding the stability and benefits associated with DND employment, we offer specialized mortgage products designed to accommodate these circumstances. Our team is dedicated to simplifying the process, offering competitive rates and flexible terms that align with your financial goals and unique employment situation. Whether you’re buying your first home or looking to upgrade, we’re here to support DND employees in achieving their homeownership dreams. Contact us today to explore your options and start the journey towards owning your home.
